In many cases, a mobile phone that is prepaid will cost more than a contract phone. A lot of times, a person will use a prepaid one when they cannot get a contract because of their credit history. Guaranteed mobile phone contracts are available though.
A person that has tried getting a contract mobile phone with bad credit knows that they require a fee up front to get their service when your credit is not the best. This fee will cover the cost of the contract if you cannot pay the bill. There are very few people who can actually afford to give them that money.
This fee will be held for as long as a year or even longer depending on your credit score. It is there in case the contract does not get paid but it allows you to be able to get a phone from them. Sometimes if there is any late payment, you will not get the money back. It can help you show them that you are going to pay the bill but a lot of people are not willing to do this.
After you have proven that the bill is going to be paid after a certain amount of time, the money will either be applied to your bill or a check will be sent to you. Many times this can be a year or more before you will see that money. Sometimes there are stipulations in the contract that if one bill is late, you will lose that money.
Another way to get on a contract plan is to ask a friend if you can be added to their account if you pay your bill each month. The only problem with this is that you will not be building any type of credit for yourself. You may still get a free phone with your contract too.
A lot of stores are selling the prepaid minute cards and phones. They are very popular. Many of these companies are also offering monthly service plans but you will have to buy the products that go with them. They may not include a lot of fancy features but they do have the basic ones. These plans could be cheaper than paying for one with a big name company.
These plans are going to include a limited number of minutes and text messages. Some of the plans will not allow you to go over this amount but others will and you could get charged an outrageous price for the overage. This is why it is a good idea to know the approximate number of minutes or texts that you are going to need.
Sometimes it is easier to choose a bigger package at first. Make sure that you can change this later on if you need to. This allows you to adjust your package to your needs. Some of these will report this as a contract phone for your credit even though you can get out of it at anytime. These will have the most important features that any cell user needs, such as caller id, text messaging and voice mail.
A person that has tried getting a contract mobile phone with bad credit knows that they require a fee up front to get their service when your credit is not the best. This fee will cover the cost of the contract if you cannot pay the bill. There are very few people who can actually afford to give them that money.
This fee will be held for as long as a year or even longer depending on your credit score. It is there in case the contract does not get paid but it allows you to be able to get a phone from them. Sometimes if there is any late payment, you will not get the money back. It can help you show them that you are going to pay the bill but a lot of people are not willing to do this.
After you have proven that the bill is going to be paid after a certain amount of time, the money will either be applied to your bill or a check will be sent to you. Many times this can be a year or more before you will see that money. Sometimes there are stipulations in the contract that if one bill is late, you will lose that money.
Another way to get on a contract plan is to ask a friend if you can be added to their account if you pay your bill each month. The only problem with this is that you will not be building any type of credit for yourself. You may still get a free phone with your contract too.
A lot of stores are selling the prepaid minute cards and phones. They are very popular. Many of these companies are also offering monthly service plans but you will have to buy the products that go with them. They may not include a lot of fancy features but they do have the basic ones. These plans could be cheaper than paying for one with a big name company.
These plans are going to include a limited number of minutes and text messages. Some of the plans will not allow you to go over this amount but others will and you could get charged an outrageous price for the overage. This is why it is a good idea to know the approximate number of minutes or texts that you are going to need.
Sometimes it is easier to choose a bigger package at first. Make sure that you can change this later on if you need to. This allows you to adjust your package to your needs. Some of these will report this as a contract phone for your credit even though you can get out of it at anytime. These will have the most important features that any cell user needs, such as caller id, text messaging and voice mail.
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